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Commercial Banking

When it comes to commercial loans, you want responsiveness, flexibility, and programs designed to meet your specific needs. Downers Grove National Bank offers that, and more. We have the experience that comes with many years of working with diverse local businesses. Meeting the financing needs of smaller, privately held companies is our specialty. We will give you the highly personalized attention you deserve. And we offer the widest range of loan options that can be tailored to your needs, including:

• Working Capital Loans and Lines of Credit
  
• Equipment Loans
  
• Real Estate Development Loans
  
• Commercial Construction Loans
  
• Commercial Real Estate Loans on a wide range of property types
  
• Bridge Loans
  
• Letters of Credit
  

Have special loans needs? We can structure your loan in a variety of ways. We work with you as you grow; to be sure your loan needs are met for today and tomorrow.

Deposit Accounts

Small Business Checking
Downers Grove National Bank offers a basic-low cost checking account designed specifically for growing businesses with limited transactions. This "no frills" account has an economical flat monthly fee (fee is waived when you maintain a sufficient balance), so it is easy on your budget. You will receive a monthly statement with our convenient check safekeeping service.

Commercial Checking
This checking option is the most financially economical for businesses with higher transaction. The most important benefit is your "earnings credit" – credit for the average balances you maintain. You will earn credit on your balances to offset charges, based on an earnings credit that varies based on various short-term money market rates. Your monthly charge is determined based on the number of transactions and your monthly balance minus the earnings credit. It allows you the flexibility to pay for banking services in fees, balances or a combination of the two. Your earnings credit can also be used to offset the cost of other banking services. You will receive a monthly statement with our convenient check safekeeping service.

Commercial Interest Checking
Available to sole ownerships, non-profit organization and U.S. and State government agencies, this checking account has the added benefit of paying a competitive rate of interest on your balance. You will receive an itemized statement with our convenient check safekeeping service.

Commercial Money Market
Like the flexibility of writing just a few checks each month from an interest-earning deposit account? This type of account allows up to three checks per month to clear, with unlimited in-person teller withdrawals (due to government regulation). You will earn a competitive rate of interest which is based on your account balance and is credited monthly. And, you will receive a monthly statement with our convenient check safekeeping service.

Commercial Savings
Earn interest on idle balances while saving for your company's future needs. This is a great way to invest funds and receive a competitive rate of interest. You will receive a quarterly interest payment on an itemized statement.

For additional information contact our loan division at (630) 968-6301, ext. 280, or email commercial@dgnb.com