Certificates of Deposit
Downers Grove National Bank

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Certificates of Deposit Rates

Effective Date: 03/03/04 

Certificates of Deposit
Account Term
Rate Annual Percentage Yield
91 Days  0.847%  0.85%
182 Days  0.996%  1.00%
9 Month  1.981%  2.00%
1 Year  1.981%  2.00%
20 Month  2.030%  2.05%
2 Year  2.079%  2.10%
30 Month  2.957%  3.00%
3 Year  2.957%  3.00%
4 Year  2.957%  3.00%
5 Year  3.683%  3.75%

The minimum balance to open the account and obtain the APY is $2,500.
All terms, rates and conditions are subject to change without notice.
A penalty may be imposed for early withdrawal.


IRAs Effective Date: 03/03/04 

Fixed IRA Certificates of Deposit
Account Term
Rate Annual
Percentage
Yield*

91 Days  0.847%   0.85%
182 Days  0.996%  1.00%
9 Month  1.981%  2.00%
1 Year  1.981%  2.00%
20 Month  2.030%  2.05%
2 Year  2.079%  2.10%
30 Month  2.957%  3.00%
3 Year  2.957%  3.00%
4 Year  2.957%  3.00%
5 Year  3.683%  3.75%
3 Year Variable Rate IRA **
(minimum balance to open the account $500)
 1.591%  1.60%

The minimum balance to open the account and obtain the APY is $1,000.
All terms, rates and conditions are subject to change without notice.
A penalty may be imposed for early withdrawal.
**At our discretion, we may change the interest rate and annual percentage yield during the term.


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